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Denise Lewis is a current student at The CUNY School of Professional Studies, enrolled since Spring 2010 in the Online Bachelor’s Degree in Business. As a single parent she raised three children, often working two jobs to support her family, while maintaining an excellent GPA. Each of her children currently attends or has graduated from college. Academic Advisor, Jaye-Anne Sartoretto recently had the chance to ask Denise a few questions about her goals and motivation for pursuing higher education, and here is what she shared with us:
Jaye-anne: What are you hoping to accomplish in the next five years?
Denise: What I intend to accomplish in the next five years is to be on my way to a successful Fashion Styling business. I have an Associate’s Degree in Fashion Buying and Merchandising from the Fashion Institute of Technology, and when I get my Bachelor’s Degree in Business it will give me the business foundation from which to build and establish a business. I have already started drafting a simple business plan from which I can build upon and add more detail to bring my business into fruition.
Jaye-anne: What or who inspires you and keeps you motivated?
Denise: I am basically self-motivated. I know what I have to do, and I plan out my assignments and do them. After not completing my degree when I was young and fresh out of high school, it has always been my goal to finish college. I was always inspired by:
- My grandmother, who was a West Indian woman who always instilled in her family that education is important;
- My mother, who although she did not go to college went to nursing school and became a Licensed Practical Nurse while raising five children;
- My oldest sister who has a Master’s Degree in Counseling and is a Study Skills College Counselor at the Fashion Institute of Technology;
- My daughter, who won a full scholarship to a private college (DePauw University in Indiana) and graduated, and who, by the way, is back in Graduate School studying accounting and plans to become a CPA;
- My other two children, who have some college and plan to return to get their degrees;
- And last but certainly not least, my four grandchildren, for whom I would like to be an example to show them that no matter what age you are, it is never too late to finish college and to instill in them that college is an important life goal to accomplish.
Jaye-anne: What challenges do you face as an online student? And how have you overcome those obstacles?
Denise: The challenges that I face as an online student are sometimes being tired; or if I am studying a subject that is a little challenging for me, such as mathematics, I have to find a tutor or someone to help me. I have overcome these challenges by just pushing along and doing the best that I can and asking for help from someone who is more knowledgeable in a subject that I am, or I ask the professor for more time to complete an assignment if I am having trouble with it. Most professors understand and grant the extension. Another challenge for me was dealing with the noise of my grandchildren (who only wanted to play) when I was studying. However, I overcame that challenge by purchasing a laptop and retreating to a quiet room to complete my assignments. There were also times that I stayed late at work to get my homework and studying done.
Jaye-Anne Sartoretto is an Admissions and Academic Advisor for The CUNY School of Professional Studies Online Baccalaureate Program. When asked to reflect on her work here at SPS, she said:
“As an advisor, I see my role as helping students integrate their academic path with career planning. Equally important is what transpires during the academic process. My goal as an advisor, is to encourage students to discover strengths, define interests and become more confident in what their capabilities are. But the environment for this to manifest needs to be an environment that is built on trust and support. It is most important to build a relationship with each student. Each student is different and has different needs. Therefore it is crucial to be sensitive to what those needs are and advise accordingly. As advisors we get to understand the vicissitudes our students overcame. That is why there is nothing more rewarding and praiseworthy then to watch my student graduate. I can only hope that I somehow made a difference in their lives.”
I was embarking on a long plane ride back to New York when I decided to rifle through the random literature available in the pocket in front of my seat whilst the stewardess engaged in the standard mime routine showing what might, but probably won’t, increase your luck in the event of some objectionable, airborne misfortune. As it were, however, luck was on my side just then. British Airways has a fun magazine called Business Life (eat it Delta!) that just so happened to have a story on one of the most weird-yet-innovative ideas I have seen in awhile: trading trash. So much was I intrigued that I decided I would have to dedicate one of this semester’s blog posts to the brilliant entrepreneur of other people’s rubbish: Brooke Farrell.
Farrell has a background in marketing and advertising and was a former waste management consultant in the US for years where she learned the ins and outs of the colossal amount of trash percolating its way into landfills and on unfortunate occasions, other parts of the earth not suitable to handle it. In an interview with Smart Planet, Farrell stated of her experience in the trash industry:
“I got a huge exposure to different angles on trash. The real learning there was the scale, the scope of how much stuff is generated both by communities of residents and also by business and industry. There’s just so much more than any of us can imagine. I calculated, based on the latest EPA estimates, that there was enough waste to fill trucks and wrap garbage trucks around the equator 600 times. That’s just what’s generated in the U.S. in one year”.
According to Farrell, only 30% of trash today is sent for recycling, a number she says is unacceptable. This means that the other 70% (usually) goes to landfills – those horrible smelly places where VCRs and cassette players go to die. As distressing as all of this may sound, for Farrell, it presented an opportunity – one that no one had ever thought of before.
In 2009, Farrell quit her job and together with her business partner/brother-in-law Chad Farrell started a company called RecycleMatch. What RecycleMatch does is similar to what eBay does, only it does it with trash. It is essentially “the E-Harmony for trash”, as Chad Farrell has described it – a web 2.0 platform that helps companies to maximize the value of their waste materials and lower disposal costs by matching them with another company who can make use of the waste. To start off, the pair located companies with different kinds of trash that was destined for a landfill and it would pitch those companies to list the trash on their website instead. It wasn’t that difficult; who wouldn’t want to make a few bucks on something they were about to pay a landfill to throw out? After the trash was listed, they set out to find a buyer – someone who could use the waste material for something else. Little by little, a market emerged.
Most of what is listed on the site is material waste and RecycleMatch also offers sustainability software on their website that “enables corporations to maximize the economic and environmental impact of their Zero Waste initiatives”. Since its inception, RecycleMatch has attracted thousands of buyers and sellers to its website and the rubbish trade has gotten off to a good start. Some examples of trades on RecycleMatch include food waste that was bought and converted to an energy source and damaged, non-recyclable glass that was bought, crushed and used to make counter tops and other materials for building.
RecycleMatch has been listed in a myriad of magazines, including Entrepreneur and Forbes, for its innovative idea and the success that it has seen as a result. As the company continues to grow I can only imagine that it will continue to expand both in content and in location and soon, more like it will appear. The future of cleaner trash disposal has arrived, landfill moguls be warned!
Nina Michael is in her senior year in the BS in Business program at CUNY School of Professional Studies. Nina has been all over the world and loves traveling; she currently lives between Italy and New York where she works as a professional English teacher and translator. She loves languages, food, coffee, wine and a good book; she is also a first-rate bartender.
The recent Eurozone sovereign-debt crisis has caused a serious dilemma for not only the weaker economies of the European Union within the Eurozone, but also the stronger ones. Germany, the fifth largest economy in the world and one of the leading EU countries has played a big role in the attempts to solve this crisis, which has put it in a bit of a rough position in its internal political sphere in regards to bailouts for countries like Greece, Portugal and Ireland, and the possibility of future default, yet has also given it an advantage in influencing the economic policies of weaker Eurozone countries who are dependent on bailout money. After many deliberations amongst EU leaders, the European Stability Mechanism (ESM) was approved, which will replace the European Financial Stability Facility (EFSF) upon its expiry in June 2013.
The ESM is meant to safeguard financial stability within the Eurozone and provide assistance to Eurozone member states who are experiencing financial distress. Starting in June 2013, all new sovereign bonds will include a Collective Action Clause (CAC), which will enable creditors to pass a decision, based on a majority vote, to change the terms of payment through application of a standstill, an extension of maturity or an interest-rate cut/haircut in the case of insolvency. The purpose of the ESM is essentially to make default less risky for creditor countries. The problem is that this doesn’t solve the problem of the heavily indebted economies of Greece, Portugal and Ireland and their subsequent affect on other, stronger Eurozone economies such as Germany.
One obvious flaw in the ESM is the fact that it’s just not enough to fix the problem; the fund amounts to €700 billion, allowing for a €500 billion loaning capability, of which each member country will contribute €80 billion each in annual installments that begin in 2013 while the rest will be made through guarantees, direct purchases of government bonds in the primary market or what Wolfgang Münchau has called “callable capital” – when shareholders supply the depleted fund with new capital – a highly unlikely scenario. A mere €500 billion will not cover the debt problem of Greece by itself, let alone that of Ireland, Portugal and other countries teetering on the brink of a debt crisis such as Italy and Spain whose economies simply cannot afford to be further burdened with bailouts for another member state. Furthermore, the ESM fails to tackle some of the most pressing issues regarding the restructuring of the financial systems of all the Eurozone countries that are suffering financially, something that is needed if this crisis is ever going to be settled in the near future.
Eurozone countries with AAA ratings, which are limited to Germany and France, have devised a get-out-of-jail-free card of sorts: the privilege to not have to actually put up the cash for the fund but simply give a guarantee. This will certainly work to their advantage but that at the same time will work toward the demise of the weaker economies, who do not get such a privilege, which seems likely to produce those awful long-run effects that any economics student is so often advised to avoid. It is understandable that Germany and France do not wish to be burdened with the debt of the fiscally irresponsible, if it can be said that simply, yet nonetheless, a customs union/partial economic-union bears with it certain responsibilities and certain burdens, a fact that is always in direct competition with the social welfare programs of the participating countries and thus, will produce a political nightmare for those involved. But if Germany and France allow this circle of debt to continue (Italy backing Spain backing Greece backing Portugal backing Ireland, etc.…) at some point, the bubble will burst and they will be forced to fork over the money and commit political suicide or let the whole Eurozone economy collapse. In the meantime, speculation may kill any chance that the weaker countries have of digging themselves out of the hole, only deepening the problem even more. As an example, Portugal’s government bond rating went from an A- to a BBB after the announcement of the ESM in March, pushing Portugal ever closer to the abyss of dire insolvency.
This does not mean that the ESM is a bad thing. On the contrary, it’s a step in the right direction, but it fails to promote stability amongst Eurozone countries and burdens those who are already on the brink of financial collapse. Countries whose fiscal problems have led them to the point where they must tap into the ESM will be forced to follow “pro-cyclical budgetary policies”, whose tactics of budget cuts and tax increases may not necessarily work to the advantage of the country in question. Another reason that this might cause problems is the fact that a decrease in the money supply of any given country produces a rise in interest rates and a subsequent appreciation of the currency. The last thing that any debt-stricken Eurozone country needs at the moment is an increase in the Euro, which is too strong for many of the weak countries to handle. Of course, the CAC allows for interest rate cuts, but these must be approved by a majority vote, and speculation damages must be taken into consideration; if investors start pulling out due to interest rate cuts, this would also increase the problem.
Another suggestion that has seen some media time has been that of a single European Bond that would replace all national debt in the Eurozone. This prospect was heavily advocated by Wolfgang Münchau in an article for the Financial Times; the flexibility that would be offered by such a mechanism, including the option to be sold and traded on secondary markets could provide an alternative to “cross-country transfers”. Alas, this option might be an even more difficult sell on the internal political scene since combining Germany and France’s AAA bonds with those of the less fortunate is not something that either of the former would be too keen on, and in fact, the idea was shot down by the German Finance Minister in 2009.
Unfortunately, the Eurozone is between a rock and a hard place. Germany’s economy is running strong but the struggling economies of Greece, Portugal, Ireland, Spain and Italy are in dire need of a revamp. The most important thing for the EU to do right now is to jump in to the gritty task of restructuring the failed financial and economic systems of these countries and demand that the government’s of these countries make a serious effort to stabilize, organize and amend their economic and financial infrastructures in a way that will help them to work their way out of the crisis slowly (Buiter et al.). This will be no easy task and will demand the active participation of all debt-ridden Eurozone countries. The future may seem bleak but at some point, the Eurozone countries will be forced to a point where they will have to stop “muddling through”, as Münchau calls it, and take a decisive action. Just what this action may entail remains to be seen.
Nina Michael is in her junior year in the BS in Business program at CUNY School of Professional Studies. Nina has been all over the world and loves traveling; she currently lives between Italy and New York where she works as a professional English teacher and translator. She loves languages, food, coffee, wine and a good book; she is also a first-rate bartender.
I am Itamar Kestenbaum – a Business student at the CUNY School of Professional Studies.
I am taking an extremely interesting course this semester – Oceanography with Professor Kathleen Schnaars-Uvino. Professor Uvino has been very enthusiastic about the topic of the course throughout, and while I had at first just been trying to get through the course to get the credits – I found myself engrossed in the subject of Oceanography and the different components of oceanic life, meteorological and lunar phenomenon affecting the oceans, and the general science of Oceans.
In particular – with my deepening understanding of what causes beaches to erode or to become swampy and littered, I grew uneasy.
When Professor Uvino offered an extra-credit assignment that involved cleaning up a beach – it goes without saying that I jumped at the opportunity. I wanted to see what a beach looked like when what we learned about happened in real life. When, after many ebbs and flows in the bay – sediment and debris washed and deposited onto the shore, leaving it a swampy mess.
On Saturday, the 30th of April – the weekend after Earth Day (which has recently extended itself into Earth Week) – the American Littoral Society met up at Breezy Point, NY for the third day of a massive cleanup operation. Most of Breezy Point is actually quite beautiful – and houses several beach and nautical clubs along the thin strip of land parallel to the Belt Parkway.
However, Rocky Point – the beach at Breezy Point that we were tasked with cleaning, had been used as a dumping ground for excess lumber and other debris. But the littering of this specific beach was not onset by humans. The beach, due to poor up-keeping and general desertion, had become the ideal place for sediment and particles to settle in the bay, and nature did its part in creating an appalling marsh where a beach would have been,
When I showed up, the American Littoral Society was already deeply engaged in carrying the lumber and trash out of the swamp and into a large dumpster by the road. There were large representative groups from Bloomberg, CUNY, and the Girl Scouts among others.
Approximately fifty people in total were involved in the operation – and what a difference it made.
When I had arrived – they had cleaned up half of the wood (the piles were about 5 feet high, and 14 feet in diameter.) I jumped right in to help clean up the other half – and by the end of the day only a small amount of wood remained – and the container was completely full.
Aside for the general cleanup – there was a special operation underway closer to the shore, where about ten people were actively and enthusiastically sawing away and hammering together a professional-looking osprey tower completely out of the spare wood that was found at the site!
At the end of the day, the entire group gathered by the swampy shore. There, laying on the mud, was a large pole with a flat surface attached to the top. Two ropes were strung to the top of the pole, and a large hole was dug near the other end of it. Twenty people gathered – ten on each side of the pole, and pulled the rope up at the count of ten, while a few people at the base of the pole guided it into the ground. It looked like the mast of a ship being pulled up by sailors – it was beautiful.
Once it was in the hole, and standing at 90 degrees with the ground, they secured it in with some wooden planks, and by shoveling mud back into the hole. There were cheers and celebration at the success of the osprey nest erection, and group pictures were taken.
Thank you, Professor Uvino, for the opportunity to have this great experience! I know I would have never found myself in Breezy Point, NY cleaning up a beach without your help and guidance!
Here is a great time-lapse of the some of the cleanup and the osprey nest building provided by the American Littoral Society:
Untitled from Irene Roxanne on Vimeo.
Itamar Kestenbaum is a Junior at the CUNY School of Professional studies – working toward his BS in Business. He also works in Marketing in NYC, and loves hanging out with his wife and son.
Whoever said money doesn’t buy happiness just might want to retract that statement. Seventy-five thousand dollars a year seems to be the magical number. A recent study from Princeton University’s Woodrow Wilson School suggests that money truly does play a crucial role in how happy we feel.
The study conducted by economist Angus Deaton and famed psychologist Daniel Kahneman surveyed 450,000 Americans. The results suggest that people encounter two forms of happiness: day-to-day contentment (emotional well-being) and overall “life assessment” contentment which is essentially a gauge of our broader sense of satisfaction; how we feel about the way our lives are going. Researchers found that not having enough money paves the way for emotional pain and unhappiness. It also suggests that an annual salary of approximately $75,000 is a tipping point; beyond that, extra income basically provides the opportunity to buy more “stuff” but not much in way of additional day-to-day happiness.
We each possess our own personal expense structure but the study suggests that at $75,000 worries about money are generally no longer an issue for most people. Having greater residual income allows us to navigate the numerous adversities and misfortunes that life continually hurls in our directions. More expendable cash also afford us opportunities to engage in activities that yield a greater sense of fulfillment such as traveling, dinner with friends, or the peace of mind derived from having a five or six-figure savings account.
Another remarkable finding is that increasing income has an equal effect on all individuals regardless of which rung they exist on the income ladder. So raising one’s income level by, say, 20% tends to increase his/her assessment of life satisfaction by an equivalent percentage, 20%, whether that person’s income is $50,000 or $150,000. Additionally, incomes above $75,000 do not result in more daily happiness but rather in a life that we perceive to be better overall.
Relative wealth or status also matters significantly. In an unrelated study, people were asked which of the following they would prefer: (a) to live in a 2,500 square foot home where every neighbor’s home was larger than 3,000 square feet or (b) to live in a 2,200 square foot home where very neighbor’s home was smaller than 2,000 square feet. Most respondents choose the latter. What this demonstrates is that, to a large extent, what we have in absolute terms is less important than what we have in relative terms.
So while $75,000 appears to be the magical number, one cannot help but wonder: While $75,000 may go a long way in Tennessee it certainly does not get one very far in New York. Perhaps there is room for upward adjustment.
John Brigantino is a graduate student in the Master of Science in Business Management & Leadership Program at the CUNY School of Professional Studies. He enjoys writing, non-fiction books, traveling and the many cultural and leisure experiences Manhattan has to offer.
I haven’t yet, but I certainly will before the summer is over.
After10 years of Sporadic college, off and on classes and an ever changing graduation date I’ve finally found myself in a committed relationship, or at least one that I’ll get something out of, and boy it’s about time! Yes, my drunken wife and I (you’ll only get that if you read my first post) have set a date, Dec 2011, assuming of course that my procrastination tendencies and I can make it through a year of serious studying and commitment.
I had my heart set on that date awhile back, but there were a few problems that were making it impossible. First, I was missing about 4 classes worth of core credits that I would need to graduate and the spring, summer and fall semesters were already fully booked with the requirement courses I needed to graduate.
Unsure of a better way to solve this dilemma I begrudgingly accepted my 2012 graduation fate until late one night, when I happened upon what seemed like an answer to my problem. A friend who had been in a similar situation informed me of something called C.L.E.P., which stands for College Level Examination Program, and I feel it is my duty to share it with everyone in proper missionary style, just in case someone else might benefit.
Basically, C.L.E.P. offers 33 different exams under the themes of Composition and Literature; World Languages; History and Social Sciences; Science and Mathematics and Business. Each exam is generally worth 3 credits, at least this is the case for CUNY, and, if passed, suffices the requirement for that class. This means that if you’ve been putting off that last requirement in science or English lit, you can get it taken care of without having to register and pay for an additional semester. Each C.L.E.P. exam costs $77 to take, which can be a lifesaver if you’re only lacking a couple courses for your major.
Don’t get me wrong, this is not as easy as I’ve made it sound thus far; while it may not involve an entire semester’s worth of coursework, it does require competence in the area that you are testing in. This means that you have to study, and study hard.
The way C.L.E.P. works is almost akin to the Italian University Exam system in that you get a textbook, study the life out of it, and then take an exam to see if you’ve mastered the subject. However, in Italian University, unlike C.L.E.P., there is a classroom; attendance is not mandatory, but you better make sure you pass that exam at the end of the semester or you won’t be getting any credit. C.L.E.P. doesn’t offer you a classroom or a course to follow; you’ve got to do that on your own. It does, however, give you a gist of what information will be required of you in order to pass so that you can make sure to study what you need. Exam guides and sample questions are also available for an extra $10 and additional information and suggested textbooks are also listed on the website.
Almost 3000 accredited Universities both in the US and throughout the world accept C.L.E.P. exam credits. A tool on the website will help you locate these colleges and will also help you find the nearest university test center where you can register and take the exam.
If you are an SPS student, you can transfer up to 30 C.L.E.P. credits, which is 10 exams. Obviously, this also depends on what credits you need; usually, major requirements must be taken on campus. Each college is different so you should check with an advisor before registering for a C.L.E.P. exam to see what courses are acceptable and what courses must be taken through the university.
To those of you who are already graduating this year, many congratulations! To those of you who are working hard to graduate soon, I hope this information can help you out in some way!
Happy New [school] Year to all!
Nina Michael is in her junior year in the BS in Business program at CUNY School of Professional Studies. Nina has been all over the world and loves traveling; she currently lives between Italy and New York where she works as a professional English teacher and translator. She loves languages, food, coffee, wine and a good book; she is also a first-rate bartender.
The CUNY School of Professional Studies Alumni Association’s inaugural event was held on Wednesday December 15, 2010. It was an intimate gathering of alumni, the Alumni Relations Council members, the deans and SPS staff and faculty. We celebrated the holiday season together with a festive potluck and took the opportunity to get to know bit more about one another and the programs from which we graduated.
There were alumni from all corners of the SPS community: graduates from the Online Communication & Culture and Business BA’s, the Applied Theater MA, various Certificate programs, and the Off Campus College. Some people were surprised that there were alumni from other academic programs at the event, having previously assumed it was an alumni event for their program. This is what is so great about the new SPS Alumni Association: we’re building community from the diverse people coming from disparate parts of SPS.
The dessert table! Assorted cookies, an amazing Flan made by Online BA alum Marco Castro (who is also a professional photographer and photographed the event for the Alumni Association), a beautiful heart cake brought by Off-Campus College alum Lillian Flecha, sugar cookies baked by Online BA alum Sara Morgano (pictured above with Dean Mogulescu), and a spectacular gluten-free rum cake made by me! Rachel Smith, Online BA alum. Recipes are being cooked up to make a book, which will be available soon!
Dean John Mogulescu (pictured standing, left) and Associate Dean Brian Peterson (pictured standing, center) spoke briefly about the Alumni Association, noting that it’s quite exciting that SPS has enough graduates now to actually build an Alumni Association and an ever growing student population to keep it going for years to come. Then Brian Peterson gave us the great news that we’re well on our way to meeting the goal for the Alumni Association’s first fundraiser!
Maggie Keenan-Bolger and Garret Scally (pictured right), alumni of the MA in Applied Theater Program, led our group in a series of “icebreaker” games. When we were planning the event and they volunteered to do the icebreakers I had no idea that they would be so much fun, so engaging and ultimately so wildly successful! As we moved around the room telling our stories, laughing, and discovering that some of us have fallen in love with the same parts of the globe or live down the street from one another, I realized that hours of mingling would never have resulted in the kind of camaraderie Maggie and Garret helped to foster (thanks so much to the both of you and your MA in Applied Theater!).
Bringing everyone together on a chilly December evening was not an easy task but it was well worth the effort. What started out as a tentative group of strangers ended up as a jovial gathering of new friends who discovered they had more in common than they thought.
I’m so looking forward to our next event and I sincerely hope to see you all there!
Rachel Smith is a marketing and design professional in New York City. She graduated from the SPS BA in Communications and Culture in 2009. Currently she is a founding member of the Alumni Relations Council and By Laws Task Force. Rachel loved the BA program which inspired her to work towards fostering community and collaboration among Alumni at SPS.








